Medicare Insurance
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“Are you aware of all of the Medicare options available to you?”
Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities, and any age with permanent kidney failure (called “End-Stage Renal Disease”). You must have entered the United States lawfully and be a citizen or permanent resident of the United States to be eligible for Medicare.
Senior Financial Advisors can help you with Medicare Supplement, Medicare Advantage and Medicare Prescription Drug Coverage. To talk with someone specifically about Medicare plan options, please call us at 615-216-1048.
Medicare Supplement
A Medicare Supplement covers expenses not covered by Medicare. These expenses include out-of-pocket expenses for stays in hospitals or skilled nursing facilities, blood and the Part B deductible and coinsurance costs of other covered services. Additionally, some insurance plans provide for benefits such as foreign travel emergency care.
As an independent agent, we partner with several Medicare Supplement insurance carriers offering multiple plans designed to meet your individual needs and budget, all supported by our unbeatable service.
For more information on Medicare Supplement insurance, give us a call at 615-216-1048.
Medicare Advantage
A Medicare Advantage Plan is another Medicare health plan choice you may have as part of Medicare. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare.
Medicare Advantage Plans must provide coverage at least equivalent to Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) coverage. Medical Advantage Plans may offer extra coverage, such as vision, hearing, dental, and/or health and wellness programs. Most include Medicare prescription drug coverage (Part D).
For more information on a Medicare Advantage Plan, contact an agent by giving us a call at 615-216-1048.
Medicare Prescription Coverage
Medicare Prescription Drug Coverage is available to any beneficiary eligible for Part A and/or enrolled in Part D. If you decide not to join a Medicare drug plan when you are first eligible, and you do not have other creditable prescription drug coverage, or you do not get Extra Help, you’ll likely pay a late enrollment penalty.
To get Medicare prescription drug coverage, you must join a plan offered by an insurance company or other private company approved by Medicare. Senior Financial Advisors can assist you in getting your Medicare Prescription Drug Coverage (Part D) insurance.
For more information or to enroll in a Medicare Prescription Drug Coverage plan, please give us a call at 615-216-1048.
